@goldfinch_fi is an interesting new project that will allow new startups to attract financing directly on terms that suit them, without the participation of intermediary banks. The loan system is designed in such a way that the decision to open a pool for borrowers is made on the conditions that most fully suit him, as well as after a full pre-channel audit of the borrower by auditors. As a result, the borrower receives funds from the pool, and depositors receive a profit from the verified investment. The pool of borrowers is formed by means of a verified smart contract, the main conditions are the interest rate, the limit, the frequency of payment, the full repayment period, the late payment fee. Borrower pools consist of 2 parts: the...