Established in 2012, the Digital Identity Group is firm that specializes in cleaning up the internet, literally. They have an elite team of take down experts that help both individuals and small businesses get relief from damaging content posted online.

Millennials (people aged 18-34) don’t fully understand what impacts a credit score than older generations but according to a recent study it does not stop them from trying to improve their credit. They check their credit scores most and are trying actively to build and improve their scores according to Discover’s 2018 Credit Survey of US consumers.

Personal loans are loans that are not secured against anything of monetary value. This means that the lender has nothing to take from you if you do not make payments. A mortgage is not considered a personal loan because the money is borrowed against your house. They are often also called unsecured loans and have many pros and cons. However, when you have bad credit, the cons can stack up quickly.

Bad driving, age, and where you live can push your car insurance through the roof. But, many do not know that insurance companies also take your credit score into account when quoting you a price. This might seem like an odd factor for your credit score to affect. Studies have shown that people with bad credit ratings file around 40% more insurance claims than those with high credit scores. There are over 92% of car insurance companies now taking your credit score into account. So, finding car insurance with a low credit score can be difficult.

Low credit scores can have long lasting effects that build up over time. It is best to get them in check as early as possible. But what exactly will low credit scores affect your life and how do they come about? Read on to find out more.

Don't Fall into Deferred Interest Credit Cards over the Holidays or You'll Pay 27% More Interest.

This is a term referring to the action taken to correct the state of a persons credit. Causes for the need for credit repair can include previous poor credit management, finding errors on a credit report, or the terrible effects of identity fraud.

The accuracy of your credit report can significantly affect your financial future and can determine if you are approved for future credit. Proper and savvy use of credit as a financial tool is crucial.