Yield Over Tech: SUI DeFi Ecosystem (2025)

In DeFi, the key isn’t how fast the blockchain is or how big the backing funds are. The main goal is simple:

📌 Make your assets work for you through the most rewarding protocols.

And here’s the truth:

A strong DeFi ecosystem ≠ a good investment in the native token.

Even if TVL is growing and new protocols are launching — that doesn’t mean the token price will rise.

🔍 Why Is SUI’s TVL Growing?

Since late 2023, SUI’s total value locked has grown to $2+ billion.
But this isn’t organic. It’s driven by large-scale incentives from the SUI Foundation, which rewards users for activity.

This model is similar to what we saw on Aptos, Arbitrum, ZKSync, and other networks.

🚫 High TVL ≠ Token price growth.

🧰 Key DeFi Protocols on SUI

1. SUI Land — the flagship lending protocol

Supply & borrow assets like SUI, USDC, BTC, ETH
Up to 3.83% APY with bonus rewards
Borrow at just 0.97% APY due to heavy incentives
Looping strategies can push APY up to 20%
Airdrop example: SNH tokens sold for $2500

2. NAVI

Main competitor to SUI Land with $600M+ TVL
Similar reward structure (WAL, SUI incentives)
Less attractive in terms of rates and conditions

🔄 DEX Protocols

Cetus

Was exploited, but 85% of funds were recovered

Momentum

Up to 66% APR on XBTC/USDC from trading fees

BlueFin

Up to 260% APR on USDC, plus OKX Wallet rewards
Notable examples:

TBTC: 9.63%
USDC/USDT: ~10%
XBTC/wBTC: up to 17%

⚠️ Avoid Auto-Aggregators

⚙️ Automatic LP yield aggregators are not recommended.
They optimize for rebalance fees, not your profits.

💡 High APRs (e.g. 200%) may hide impermanent loss.
Manual range management on DEXs is usually more profitable.

🔐 Wallets & Safety

Use the official SUI Wallet (Suiet) — simple, secure, and well-supported.

✅ Conclusion

SUI offers advanced tools to maximize yield on BTC, ETH, stablecoins, and more.
But to succeed, you’ll need to understand DeFi mechanics and develop your own strategy