Вакансии
July 25, 2023
Ведущий аналитик (Leading analyst for corporate customer) в АйСиБиСи Банк
- Требуемый опыт работы: 1–3 года
- Полная занятость, полный день
- Analysis of financial and economic activities of the borrowers - legal entities (large and medium business, residents and non-residents);
- Conducting financial analysis of financial accounts (RAS, IFRS) and management reporting of the borrower;
- Preparation and analysis of the cash flow forecast of the borrower in order to confirm the possibility of loan servicing;
- Interaction with customers and customer managers on obtaining documents and information for analysis;
- Analysis of credit risk factors and preparation of recommendations for their reduction;
- Monitoring compliance with established credit limits, borrower standards and loan portfolio of the Bank;
- Conducting industry analysis and analysis of markets, where the borrower operates;
- Preparation of the conclusion and the full package of documents for consideration by the credit committee and presentation of the loan application on the credit committee;
- Monitoring of issued loans and received security, as well as financial standing (mortgagors, guarantors), including quarterly analysis of the financial statements of borrowers and the formation of professional judgments, based on approved methods of the Bank;
- Participation in the preparation of reports and statistics on the loan portfolio;
- Development and updating of internal regulatory documents and methodologies on issues of credit analysis and provisioning;
- Preparation of package of documents for putting into the credit file;
- Interaction with authorized representatives of Bank of Russia, internal and external auditors within the job duties.
- 1 year of relevant experience, preferably within an banking environment.
- Good understanding and awareness of credit risk issues.
- Excellent analytical skills.
- An ability to identify credit risk and control.
- Familiar with CBR regulations (590-P and 611-P) and IFRS requirement.
- Higher education with a good academic record.
- Fluent English speaking and writing.
- А great opportunity for a young specialist to gain experience in a foreign company
- Health insurance.
- Lunch costs reimbursement.
- English and Chinese classes.