Тест 25.03.2025
60 на дизах 6/7 дамп/памп работает, настройка курсов, измение цены, всё ворк как и на остальных дизайнах
35 1)Зарегал новый тг акк, сделал себе админку в инфинити и чекнул через главную админку, ничего не подтянулось
2) Зарегал акк через домен для тестов, инфинити говорит что нету акка с такой почтой
66 пункт мы с пеке добавляли на днях, что бы протестить их нужно сменить дизайны, а я не могу это сделать через панель/настройку домена
1. TERMS OF USE
1.1 Acceptance of the Terms of Use
By accessing, reading, and using this Website and the Services, you agree that you have reviewed, understood, and accepted these Terms of Use, both for yourself and for any individual or entity on whose behalf you may be acting. For the purposes of these Terms, the term “person” refers to any natural person, corporation, partnership, joint venture, or any other legally recognized entity, whether acting in an individual, fiduciary, or other capacity. If you do not agree to be bound by these Terms, you are not permitted to use this Website or any of the Services.
1.2 Changes to Terms of Use and the Website
The Company reserves the right to modify, add to, or remove parts of these Terms of Use at any time at its sole discretion. Any changes will be effective immediately upon posting the revised Terms of Use on the Website. You are advised to check for updates by reviewing the date of the last update. If any changes are not acceptable to you, you must stop using the Website and Services immediately. Your continued use of the Website or any Services after changes have been posted constitutes your acceptance of those changes. The Company may, without prior notice, modify, suspend, or discontinue any aspect of the Website or the Services at any time.
1.3 Other Agreements
These Terms of Use are supplementary to any other agreements you or any party you represent may have with the Company. In the event of a conflict between these Terms of Use and any other agreements, these Terms of Use will govern regarding your access to and use of the Website and Services.
2. RISK WARNING
2.1 Risk of Cryptocurrency Transactions
Trading, selling, and investing in cryptocurrencies carry significant risks. The potential for loss in cryptocurrency transactions can be substantial. You should carefully evaluate whether engaging in cryptocurrency activities is suitable for you, given your financial situation. Keep in mind that the price of cryptocurrency can fluctuate rapidly, decline, and may even fall to zero.
2.2 Past Performance of Cryptocurrencies
The past performance of cryptocurrencies does not necessarily predict future results. The value of investments may fluctuate, and the value of cryptocurrencies can change rapidly. Cryptocurrencies, like stocks, are continuously valued, and their bid and ask prices may experience substantial swings. The value of investments may rise or fall due to various factors such as world market volatility, interest rates, and exchange rate fluctuations.
2.3 Legal Risks of Cryptocurrencies
Cryptocurrency trading carries risks, including the possibility of losing your entire investment. As cryptocurrencies are not official currencies and their legal status remains unclear, their treatment may change under different jurisdictions. Unlike traditional currencies backed by governments or financial institutions, cryptocurrencies are decentralized, and no central authority protects their value in times of crisis.
2.4 Additional Risks
You acknowledge that cryptocurrency trading could be affected by risks such as hacking, legal changes, fraud, technical failures, infrastructure collapses, and other unforeseen threats.
2.5 Information Provided on the Website
All content on the Website is for your personal use and information. It is not intended to address your specific needs or provide advice for making any investment decisions. The content is not a recommendation from %domain%. Moreover, there may be risks that %domain% has not identified in these Terms.
2.6 No Investment Advice
%domain% does not provide investment advice as part of the Services. We offer information on cryptocurrency prices, ranges, and volatility. Any decision to buy or sell cryptocurrencies is entirely your responsibility. %domain% is not liable for any losses you may incur.
2.7 Independent Advice
If you are uncertain about any investment decision, you should seek independent expert advice and assess whether your financial situation is suitable for cryptocurrency trading. Your decisions and investments are your personal responsibility.
3. REGISTRATION AND ACCOUNT OBLIGATIONS
3.1 Age Requirement
You must be 18 years old or older to register and use our services.
3.2 One Registration Per Person
Only one account registration is allowed per person. You are responsible for keeping your registration details up to date.
3.3 Email Address and Contact Information
You must provide an email address that you can frequently access, as we need to be able to contact you promptly. You must also keep your password secure.
3.4 Account Security
You must not impersonate others, share your password, allow others to use your account, or use someone else’s account.
3.5 Responsibility for Your Account
You are responsible for all activities conducted through your account, including any damages that may result. If you believe your account or password may have been compromised, you must notify us immediately using online support.
3.6 Access Restrictions
We may occasionally restrict access to certain parts of the Website or the entire Website to registered users for specific reasons.
3.7 Confidentiality
You must keep your user identification code, password, or any other security information confidential. %domain% has the right to disable any account if we believe you have failed to comply with these Terms, until proven otherwise.
4. IDENTITY VERIFICATION
4.1 Know Your Customer (KYC) Process
%domain% implements strict KYC procedures to combat fraud and prevent money laundering and terrorist financing. While the industry is largely unregulated, %domain% voluntarily follows local and international standards. When you open a %domain% account, you will be required to provide personal details and documents for verification. The extent of verification depends on your country of residence and the deposit/withdrawal limits you request. %domain% may perform enhanced due diligence (EDD) in certain cases.
4.2 Account Activation
To activate your account, you must make a qualifying deposit. This deposit must be made in a single transaction and is required for new users as a security measure. You will be able to withdraw this deposit once it is credited to your account.
4.3 Account Suspension and Termination
%domain% reserves the right to restrict or suspend your account if we need further identity verification or suspect fraudulent activity. %domain% may terminate your account if false information is provided or if you refuse to comply with verification requirements.
5. EXCHANGE
5.1 Exchange Platform
The %domain% Exchange is an order book exchange platform intended for experienced users of similar platforms. Use of the %domain% Exchange is at your own risk. It may not be available in all jurisdictions.
5.2 Trading Limits and Restrictions
%domain% may refuse any trade, set limits on trade amounts, or impose other restrictions at its discretion. These actions may include limiting open orders or restricting trades from certain locations.
5.3 Trading Execution
All trades on the %domain% Exchange are executed automatically based on your order parameters and cannot be undone. %domain% does not guarantee uninterrupted access to the Exchange, and there may be delays or issues with trade execution.
6. TRANSACTIONS
6.1 Transaction Refusal
We may refuse or terminate any transaction without prior notice if you fail to make payment, provide requested information, or in cases such as your death or mental incapacity.
6.2 Transaction Adjustments
If a transaction is refused, we will purchase the equivalent cryptocurrency at the market rate, deducting any fees incurred. You will be responsible for any loss resulting from the transaction.
6.3 Account Freezing
In certain situations, we may freeze your account and retain funds pending investigation.
6.4 Loss Recovery
If a transaction results in a loss, you will be liable for that loss and any associated fees. We may recover the amount of the loss from any funds we hold on your behalf.
6.5 No Profits from Transaction Termination
No profit will be paid to you in the event of transaction termination.
6.6 Interest on Unpaid Amounts
If you fail to pay amounts owed, interest will accrue at a rate of 5% per annum, compounded monthly, until payment is received.
6.7 Transaction Refusal Explanation
If we refuse or terminate a transaction, we will provide you with a written statement detailing the amounts owed and withheld.
7. FEES
7.1 External Transaction Fees
Each cryptocurrency transaction requires validation by miners, and miners prioritize transactions with higher fees. Your wallet will automatically calculate the appropriate fee based on the cryptocurrency and transaction size.
7.2 Internal Fees
%domain% charges a mandatory 1% commission on all deposits and withdrawals. Fees for trades are based on the market rate with a variable percentage to cover operating costs.
7.3 Collection Fees
If you fail to pay fees and your account is referred for collection, a collection fee of 10% (or the maximum allowed by law) will apply.
7.4 Withdrawal Tax
Upon the first withdrawal, users must pay a one-time 10% tax on the withdrawal amount.
8. SECURITY
8.1 Account Security
You are responsible for maintaining the security of your %domain% Account login details, including passwords, PINs, and API keys. Enabling two-factor authentication is recommended for added security.
8.2 Unauthorized Access
Failure to secure your account may result in unauthorized access and the potential loss of cryptocurrency or funds in linked bank accounts. %domain% is not liable for such unauthorized access.
8.3 Security Threats
You should regularly use reputable antivirus software and be aware of phishing and spoofing attacks that may compromise your account security.
8.4 Security Notifications
Always verify communications from %domain% by logging into your account directly via the official website. You are responsible for all activity occurring in your account.
8.5 Withdrawal Synchronization
To withdraw funds, you must synchronize your account with an external wallet address.
8.6 Private Keys
%domain% securely manages the private keys for your account. You acknowledge that %domain% retains control over the private keys and you do not have access to them.
9. SERVICE AVAILABILITY
9.1 Service Availability Disclaimer
While %domain% strives to ensure continuous service, we do not guarantee uninterrupted access to the Website, your account, or services offered. There may be delays or issues affecting availability.
10. TRANSACTIONS ON CRYPTOCURRENCY NETWORKS
10.1
When you employ your %domain% Account to transfer or obtain cryptocurrency, the action requires validation and entry into the public ledger tied to the specific cryptocurrency network (such as the Bitcoin or Ethereum networks). That network alone handles the verification and finalization of these transactions. %domain% has no power to validate, undo, or alter transactions on a cryptocurrency network, except to inform you once the network has processed the transaction.
10.2
After submission to a cryptocurrency network, a transaction remains unverified for a certain duration until the network provides adequate confirmation. While in this pending phase, the transaction is incomplete. Funds linked to pending transactions will be marked as such, excluded from your %domain% Wallet balance, and unavailable for use in other transactions.
When you dispatch cryptocurrency via your %domain% Account, you grant us permission to forward your transaction request to the appropriate cryptocurrency network. Once submitted, the network will either execute or decline the request automatically, and neither you nor %domain% can retract or adjust the transaction.
Cryptocurrency networks function through decentralized systems run by independent third parties, not owned, managed, or controlled by %domain%. Thus, we cannot guarantee that transaction details you provide will be accepted by the relevant network. You acknowledge that transactions you initiate might not finalize or could face significant delays due to the processing cryptocurrency network.
10.3
BY USING THIS SITE, YOU UNDERSTAND AND ACCEPT THAT:
%domain% bears no responsibility for the underlying software protocols of any cryptocurrency network and offers no assurances regarding their accessibility, safety, or performance;
these protocols may undergo abrupt shifts in operational guidelines (termed “forks”), potentially impacting the worth, utility, or designation of cryptocurrency held in your %domain% Account. In case of a fork, %domain% might, with or without prior notice, pause operations temporarily and, at our sole discretion, choose whether to endorse either segment of the forked protocol fully;
should %domain% opt against supporting a forked protocol branch, you will not gain access to assets on that branch. Those assets will remain securely stored by %domain%, and we will neither purchase nor sell them.
11. SPECIAL CONDITION
11.1
Your engagement with the %domain% Site falls under international export restrictions and economic sanctions obligations. By performing any actions on the %domain% Site or through your %domain% Account—such as sending, receiving, purchasing, selling, holding, or trading cryptocurrency—you commit to fully adhering to these obligations at all times. Specifically, and without limitation,
11.2
YOUR ACCOUNT IF:
you reside in, are controlled by, or are a citizen of any nation under a United States embargo, UN sanctions, the HM Treasury financial sanctions list, or if you appear on the U.S. Treasury Department’s Specially Designated Nationals List, the U.S. Commerce Department’s Denied Persons List, Unverified List, Entity List, or HM Treasury’s financial sanctions regime;
you plan to transfer any acquired or stored cryptocurrency or conduct transactions with individuals or entities in countries subject to United States embargoes, HM Treasury sanctions, or with anyone listed on the Specially Designated Nationals List, Denied Persons List, Unverified List, Entity List, or HM Treasury’s financial sanctions regime.
To combat the legitimization (laundering) of criminal proceeds, terrorism funding, and to mitigate risks for users in regions with unregulated cryptocurrency laws, any user registered on the exchange for less than 3 (three) months must, upon funding their balance, submit an insurance payment of 0.1-0.5 BTC (depending on their country of residence) or equivalent in other currencies to the exchange account. This sum will be refunded without site fees if no infractions are found within 14 days.
A user from the Russian Federation acknowledges that, due to the aggressive actions of this state, resulting international sanctions, and its classification as a high-risk area for illicit financial activities, they must provide an insurance deposit to the exchange-specified account. This rule also applies to users from other nations deemed high-risk for illegal financial dealings.
12. PREMIUM ACCOUNT
12.1
To elevate your account to premium status, you must deposit the amount stipulated by the platform.
12.2
HERE ARE SOME ADVANTAGES OF A VIP TRADING ACCOUNT:
Dedicated Account Manager. A key perk of VIP status is access to enhanced profitability rates, significantly boosting a trader’s potential for success. VIP clients benefit from personal account managers—market experts trained to assist with analytical tools and strategies to maximize gains. Regardless of whether you’ve traded for 5 days or 5 decades, there’s always more to uncover about financial markets! These managers are available to support VIP clients 24/5.
Swift Withdrawal Processing. VIP withdrawals at IQ Option are typically handled within one business day—pretty remarkable, right? VIPs can also reach out to their account managers to expedite withdrawals when needed.
VIP Chatroom. VIP members receive 5-10 daily signals mirroring the trades of our experts, including details on which coins to buy, optimal entry points, and profit-taking targets! VIPs get extra perks like insider info, daily market breakdowns, and round-the-clock personal trade coaching. Join VIP today for access to this, plus an exclusive chatroom for %domain% Family members! The %domain% Team and VIPs are here to collaborate and assist. Join the %domain% Family Chat for one of the top crypto communities worldwide.
12.3
PREMIUM ACCOUNT: To upgrade your account to premium, you must submit the required deposit to our system. Users with a balance exceeding 0.15 BTC are required to activate premium status.
12.4
To retain your VIP status or advance to a higher VIP tier, you must conduct a specified volume of transactions with merchants or engage in buying/selling cryptocurrency within the quarter.
13. CLOSURE OF YOUR ACCOUNT
13.1
You can terminate your %domain% Account by filing a closure request through the Help Centre. %domain% will process this once (i) the total of all Local Currency and cryptocurrency in your %domain% Wallet(s) falls below the Minimum Closure Amount, and (ii) no activity has occurred in your %domain% Account for at least 30 days. These conditions safeguard you from losses, and %domain% will not proceed with closure until satisfied.
13.2
YOU UNDERSTAND AND AGREE THAT, UPON CLOSURE OF YOUR %domain% ACCOUNT:
you will lose all access to it;
%domain% will not be required to alert you about or deliver any cryptocurrency sent to addresses linked to your %domain% Account;
%domain% may, at its discretion (though not obligated), erase all your data and account details from our servers, while retaining any data necessary for legal or operational purposes;
13.3
If, at the time of account closure, any Local Currency or cryptocurrency remains in your %domain% Wallet(s) (i.e., amounts less than the Minimum Closure Amount), you consent to %domain% retaining those funds, relinquishing any further claim to them. The Minimum Closure Amount is USD10.00 or its equivalent in your Local Currency. You agree that %domain% will not be accountable to you or any third party for closing your %domain% Account, ending your access, or deleting your data or account information.
14. RESTRICTION, SUSPENSION AND TERMINATION
14.1
We may restrict, suspend, or terminate your %domain% Account if:
we reasonably believe your %domain% Account is affected by an operational or other error, requiring us to halt access until resolved;
we reasonably suspect your %domain% Account is involved in illegal, fraudulent, or Prohibited Activities, or violates these Terms;
we reasonably suspect your %domain% Account is linked to or poses a significant risk of money laundering, terrorism financing, fraud, or other financial crimes;
we reasonably believe you are attempting to bypass %domain%’s controls, such as by opening multiple %domain% Accounts;
we reasonably suspect you are trying to illicitly access any %domain% Account;
your %domain% Account is subject to legal, regulatory, or governmental proceedings, or we deem it poses an elevated risk of non-compliance;
we are required to act by a seemingly valid subpoena, court order, or binding governmental directive;
your name is listed on a sanctions roster by a government or international entity.
14.2
%domain% will strive to notify you of any decision to limit, suspend, or end your %domain% Account, unless barred by legal or regulatory constraints or if doing so jeopardizes %domain%’s security or risk protocols. You accept that %domain% is not obligated to reveal the reasons or existence of such actions and bears no liability for restricting, suspending, or terminating your %domain% Account.
14.3
Account termination. If %domain% chooses to close your %domain% Account per the above, we will (unless legally prohibited) return your available cryptocurrency and/or Local Currency balances as follows: Cryptocurrency. If your %domain% Account holds a Supported Cryptocurrency balance above the Minimum Threshold, we will convert it to cash and deposit the proceeds into your Local Currency wallet. The Minimum Threshold is USD10.00 or its equivalent in Supported Cryptocurrency, based on the liquidation day’s rate. We will not transfer your Supported Cryptocurrency to another wallet address. You bear any risk of adverse exchange rate changes and have no claim against %domain% for losses from liquidating your cryptocurrency balance.
15. PROHIBITED ACTIVITIES
15.1
YOU MUST NOT USE YOUR %domain% ACCOUNT FOR ANY OF THE FOLLOWING ACTIVITIES OR TYPES OF ACTIVITY LISTED BELOW (EACH A “PROHIBITED ACTIVITY”):
breaching any laws, statutes, ordinances, or regulations;
engaging in, aiding, or promoting any criminal acts, such as money laundering, terrorism funding, illegal gambling, or malicious hacking;
abusive behavior, including but not limited to:
placing an excessive or unreasonable burden on %domain%’s systems, or acting in ways that harm the %domain% Site’s performance or reputation;
attempting unauthorized entry to the %domain% Site or any %domain% Account;
uploading or sending material to the %domain% Site containing viruses, Trojan horses, worms, or other destructive programs;
transferring your %domain% Account access or rights to a third party, except as mandated by law or with %domain%’s prior approval;
funding or supporting pyramid schemes, Ponzi schemes, matrix programs, “get rich quick” schemes, multi-level marketing, or high-yield investment programs;
fraudulent acts, such as defrauding %domain% or its users, or submitting false, inaccurate, or misleading data to %domain%;
transactions involving items that enable or support illegal acts; promote hate, violence, or racial intolerance; are deemed obscene; or involve stolen goods or crime proceeds;
transactions linked to TOR markets, online gambling platforms, or mixers;
selling or buying narcotics or controlled substances;
infringing intellectual property rights.
15.2
By creating a %domain% Account, you affirm that you will not engage in any of the Prohibited Activities listed above or similar conduct. Activities requiring %domain%’s prior written consent. Unless you have secured %domain%’s explicit written permission, you agree not to use your %domain% Account for the following business activities or types:
money services, including money or cryptocurrency transmission, currency or cryptocurrency exchange or trading, payment providers, e-money, or other financial services;
gambling or gaming operations;
charitable or religious/spiritual groups;
consumer lending, such as secured or unsecured loans, cash advances, or payday lending;
investment funds, asset management, or brokerage services.
15.3
We retain the right to limit, suspend, or terminate your %domain% Account if we suspect, at our sole discretion, that you are conducting or have conducted any of the above activities or similar actions without our prior written approval.
16. DISCLAIMER OF WARRANTIES
16.1
The %domain% Site, your %domain% Account, and related products or services are provided strictly “as-is” and “where available,” with %domain% explicitly rejecting—and you waiving—all warranties, whether stated or implied. This includes, without limitation, any warranties of merchantability or suitability for a specific purpose.
16.2
Certain jurisdictions prohibit disclaiming implied terms in consumer agreements, so some or all disclaimers in this section might not apply to you.
17. LIMITATION OF LIABILITY
17.1
Under no circumstances will %domain%, its operating entities, or affiliates (including their directors, members, employees, or agents) be liable to you for any direct, indirect, special, consequential, exemplary, or punitive damages, or any other damages—including but not limited to lost profits, revenue, business, opportunities, or data—whether arising in contract, tort, or otherwise, related to your use, inability to use, or unavailability of the %domain% Site and/or your %domain% Account. This includes damages from relying on %domain%-provided information, or resulting from errors, omissions, interruptions, file or email deletions, defects, viruses, delays, or performance failures, regardless of whether caused by force majeure, communication breakdowns, theft, destruction, or unauthorized access to %domain%’s records, programs, or services.
17.2
The total liability of %domain%, its operating entities, or affiliates (including their directors, members, employees, or agents) related to your use of the %domain% Site or your %domain% Account will not exceed the fees %domain% earned from your %domain% Account usage in the six months prior to the event triggering the liability claim.
These liability limits apply to the fullest extent allowed by law in the relevant jurisdiction. Some regions do not permit excluding certain warranties or limiting liability for incidental or consequential damages, so some limitations here may not apply to you.
18. DISPUTES
18.1
You and we commit to informing each other in writing of any claim or dispute related to the %domain% Site, your %domain% Account, or these Terms within 30 days of its occurrence. We both agree to seek informal resolution of any dispute before escalating it to a court or other authority.
18.2
Governing law and jurisdiction. This agreement is governed by and interpreted under Malta law, subject to any mandatory local rights you may possess. You and we agree to submit all disputes, claims, or controversies (including non-contractual ones) arising from or linked to these Terms—or their breach, termination, enforcement, or interpretation—to the non-exclusive jurisdiction of Malta’s courts.
18.3
Class or representative action waiver. To the fullest extent permitted by law, you and %domain% agree to pursue disputes against each other solely in an individual capacity, waiving any right to initiate or join class actions or other representative proceedings. Unless mutually agreed otherwise, no court may combine your dispute with another person’s claims or oversee any form of class or representative action.
18.4
If a court of competent jurisdiction deems this class or representative action waiver invalid, void, or unenforceable, the rest of this Disputes section remains valid and enforceable.
19. UNCLAIMED PROPERTY
19.1
If Payward holds Funds in your %domain% Account on your behalf and cannot return them to your designated External Account after prolonged inactivity, Payward may report and transfer such Funds per applicable state unclaimed property regulations.
19.2
Fund withdrawals occur from our exchange’s cryptocurrency wallets to external wallets operated by other payment systems, not affiliated with our exchange, following verification of wallet ownership by the respective user and synchronization with the target wallet.
19.3
Insurance deposits apply to funds gained through promotional offers, programs, codes, or bonuses. Such users must submit a security deposit based on their account level and country of residence, as some nations ban cryptocurrency use.
20. INDEMNITY
20.1
You agree to protect, indemnify, and hold harmless Payward (along with our officers, directors, members, employees, agents, and affiliates) from any claim, demand, action, damage, loss, cost, or expense—including reasonable legal fees—arising from or related to (a) your use of or behavior with our Services; (b) any feedback you submit; (c) your breach of these Terms; or (d) your infringement of any rights of another person or entity. If you must indemnify us, we reserve the right, at our sole discretion and expense, to oversee any action or proceeding and decide whether to settle it.
Miscellaneous Entire Agreement; Order of Precedence. These Terms constitute the full agreement, overriding all prior or concurrent understandings between the parties about the Services. They do not modify terms of any other electronic or written agreements you may have with Payward for the Services or other Payward offerings. In case of conflict with another agreement, that agreement’s terms prevail only if these Terms are explicitly noted and declared overridden. Amendment. We may alter these Terms at our discretion, notifying you via email, homepage alerts, or by posting updated Terms on Payward websites and apps, updating the "Last Updated" date. Changes take effect immediately for new users and, for existing users, upon either (i) accepting the changes via a button click or (ii) using our Services 30 days after notification. If you reject amended Terms, cease using our Services and request account termination. Waiver. Our failure to exercise any right or power under these Terms does not waive it. Severability. If any Term is invalid or unenforceable, the remaining Terms retain full force. Force Majeure Events. Payward is not liable for inaccuracies, delays, or losses due to events beyond our control, such as natural disasters, war, strikes, governmental actions, or technical failures. Assignment. You cannot transfer your rights or duties under these Terms without Payward’s prior written consent. Payward may assign its rights without your approval. Headings. Section headings are for convenience and do not limit or interpret the sections.
About Us
Our platform represents a bold leap forward in redefining excellence within the cryptocurrency sector. The %domain% cryptocurrency exchange was established in 2017 by Stefan Feldmann, a renowned expert in finance and Blockchain innovation. A Swiss financial mastermind and magnate, Feldmann spent years in senior roles at UBS Group AG, an investment giant. His relentless intellectual grind at UBS honed his skills in asset management and portfolio diversification, while his 17-year tenure equipped him with deep expertise in financial analysis and security protocols.
The Vision of Collaboration
Fueled by an unrelenting drive for perfection and a desire to spread Feldmann’s groundbreaking ideas, the project welcomed Thomas Blake—a financial titan with roots in stock market trading and a guru in cybersecurity—and Elizabeth Davis, a sharp marketing strategist with prior experience at Western Union. Together, they brought a treasure trove of fintech know-how to the table.
Core Mission and Immediate Goals
%domain% is committed to raising the bar in the cryptocurrency world by delivering unmatched security, clarity, and ease of use to its community. Our goal is to empower every investor to confidently step into the digital era through our state-of-the-art trading and exchange platform.
Since its inception in 2017, %domain% has proudly supported over 360,000 active users, processing more than 30,000 successful transactions daily. The company places a premium on safety, leveraging the core tenets of decentralization, cutting-edge cloud solutions, and proprietary encryption techniques.
May 2017
- In 2017, the bold cryptocurrency exchange kicked off its creation, spearheaded by Stefan Feldmann, a standout Blockchain tech guru. Frustrated by the lack of a truly decentralized trading hub, Stefan and his crew set out to shake up the scene. That’s when the wild idea hit—to flip the market on its head with a one-of-a-kind project called %domain%.
September 2017
- Guided by Stefan Feldmann, a seasoned financial tactician and ex-UBS Group AG insider, %domain% assembles a squad of bold thinkers and pros. Joining the ride are Thomas Blake, a battle-tested trader and cybersecurity whiz, and Elizabeth Davis, a marketing ace with deep roots in fintech innovation.
January 2018
- %domain% bursts onto the scene, determined to redefine the crypto game. Top-tier coders from Microsoft team up with ex-Coinbase developers to craft a slick, decentralized exchange system. The platform’s core pillars—transparency, safety, and ease—set it apart from the pack.
June 2019
• Building Cred and Scaling Up
- Day by day, %domain% earns street cred. By 2019, the exchange is rocking it, serving roughly 100,000 users and breaking into the worldwide market with swagger.
April 2020
- %domain% puts user safety first, no excuses. Starting April 2020, we roll out cutting-edge cloud tech and custom encryption to lock down funds and data. Our decentralized setup cranks security to the max.
March 2022
• Chasing Greatness - Growing the Team
- %domain% keeps pushing the boundaries of crypto excellence and innovation. We’re all in on making sure every investor can dive into the digital age with confidence using our top-notch trading and exchange platform. As of March 13, 2022, %domain% boasts over 1,000 crew members, with around 700 grinding hard to beef up platform security.
Privacy
1. General
%domain% Financial Company, along with its affiliates (referred to as '%domain% Financial Company', '%domain%', 'we', 'us', or 'our'), pledges to safeguard and honor your privacy. This Privacy Policy, in conjunction with our Terms of Use, outlines how we gather, handle, and utilize your Personal Information. We classify 'Personal Information' as data that directly identifies you, such as your name, residence, email, trading activities, and similar details.
2. Who is %domain%
%domain% stands as Australia’s leading fully regulated, AML/CTF-compliant, AUSTRAC-registered Dual Gateway Exchange Platform, enabling users to purchase, sell, transfer, receive, and trade cryptocurrencies.
3. Types of Personal Information We Collect
We collect and process your Personal Information solely to deliver the services you request from us and to meet legal requirements tied to those services.
4. IP Addresses
We might gather details about your device, such as your IP address, operating system, and browser type, for administrative purposes and to share broad statistical insights with our advertisers. This data reflects browsing behaviors and trends among our users but won’t pinpoint any specific person unless that individual is explicitly involved.
5. Cookies
Our site employs 'cookies,' a browser tool that tags your device with a unique identifier, stored on your hard drive. We use cookie-derived data to assess our Site’s performance, track trends, and manage the Platform. This helps us identify popular sections of our Site and pinpoint access challenges for visitors. Armed with this insight, we enhance your Platform experience by refining features and addressing navigation issues. Additionally, we use cookies, web bugs, or clear gifs—often embedded in emails—to verify your interaction with our messages and tailor your Site experience. We collaborate with third-party providers to better comprehend Site usage. These providers place cookies on your device, collecting data we specify—like navigation patterns, viewed products, and transaction details—then compile aggregate reports for us. This analysis informs us about visitor interests and how to better cater to them. Data from these providers may merge with other information we hold about you during your Platform use. Contractually, our providers are barred from using this data beyond assisting us. By engaging with our Site, you consent to our use of cookies for these purposes. We maintain logs of all Personal Information transfers to third parties, which we can share with you when feasible.
6. Disclosure of Personal Information
We utilize your Personal Information for the reasons you specify when providing it, as outlined in this Privacy Policy, or as allowed by law. With your explicit permission or during service delivery, we may share your Personal Information with our affiliates, agents, trusted contractors, and service providers for these defined purposes. In cases of mergers, divestitures, or reorganizations, we might disclose Users’ Personal Information to financial entities, insurers, or other firms, notifying you so you can exercise applicable rights. We may also release this data to law enforcement or regulators as legally mandated, though legal constraints might prevent us from informing you. Any third party accessing Personal Information must protect it and use it solely for the intended services, unless law dictates otherwise. Except for regulatory bodies, these parties are contractually obligated to match %domain%’s security and confidentiality standards. Exercising your rights with us will extend to these third parties, and we’ll ensure they’re aware of our Privacy Policy obligations, binding them to equivalent or stricter terms via contracts.
7. Your Rights
You can access your Personal Information and request corrections, updates, or restrictions on inaccurate data by emailing us at the address listed on our website (our email) or managing it directly on your account profile page (if available). At your written request to our email, we’ll detail the Personal Information we hold about you, its uses, and general disclosures, providing a copy of retained data. A small fee may apply for extra copies to offset administrative costs. You may also demand the deletion of your Account and Personal Information via email to us. %domain% will comply promptly, unless this conflicts with legal or regulatory duties. You can also request we transfer your Personal Information to another controller of your choosing. To maintain your data’s confidentiality, integrity, and availability, we may ask for identity verification—via documents or other means—before fulfilling your rights. If you decline to verify, we may limit actions on your data, except for restricting processing, until we confirm your intent. Our services may involve automated processing and profiling to curb fraud, money laundering, and service misuse, analyzing your ID, transactions, and behavior. Refusing this may limit our ability to provide services. If you believe this processing harms you, contact us at our email for more details.
8. Security
We’ve deployed technical and organizational safeguards to protect your Personal Information’s confidentiality and shield it from loss, misuse, tampering, or destruction. Only authorized %domain% staff can access your Personal Information, bound to treat it as confidential. When you consent or we’re required to share it with third parties for services or legal duties, we’ll demand they uphold similar security measures through contracts, where possible. We’ll periodically review these safeguards to align with legal and tech advancements. Should a data breach or security failure occur, we’ll notify you immediately without undue delay.
9. Links
Our Site may feature links to third-party sites and resources. This Privacy Policy covers only our Site. Visiting those external sites means leaving ours, and we don’t control them or their content. You agree we’re not liable for those sites, their policies, offerings, or any resulting damages, losses, or issues. We recommend reviewing the privacy policies and terms of every site you explore.
10. Retention of Personal Information
Your data resides on our servers, accessible to %domain% employees—some based inside and/or outside the European Union—all adhering to EU-equivalent data security standards. We retain your Personal Information only as long as needed for this Privacy Policy’s purposes and our legal/regulatory obligations. For Anti-Money Laundering, tax, and corporate requirements, we’ll keep Accounts and Personal Information for at least ten years post-account closure. Data held solely for regulatory needs will be safeguarded from unnecessary processing and stored only for authority access.
11. Disposal of Personal Information
When we no longer need to provide your requested service or hold your Personal Information for legal/regulatory reasons, we’ll anonymize or dispose of it per industry and security norms, ensuring it can’t be linked back to you. For data in archived backups we can’t directly delete, we’ll log what should be removed if restored.
12. Marketing
During or after registration, we’ll seek your consent to contact you or use your Personal Information for marketing by offering opt-in checkboxes in your account profile. You can withdraw this consent anytime by unchecking those boxes or emailing us, halting marketing use of your data.
13. Our Data Protection Officer
Our Data Protection Officer oversees compliance with this Privacy Policy and serves as our primary liaison with the Data Protection Supervisory Authority. Contact them at dpo@%domain%.com.
14. Data Protection Supervisory Authority
If you believe we’re not following this Privacy Policy or wish to lodge a complaint, you can reach out to a relevant Data Protection Supervisory Authority.
15. Changes
We may update our Site’s policies, content, promotions, disclaimers, and features at our sole discretion without prior notice. Privacy Policy changes will be announced via Site notices, with the revised version posted online. If changes might impact your rights, we’ll ask for your acknowledgment and consent before proceeding with our relationship.
16. Fraud, Phishing, and Email Scams Disclaimer
Be aware that %domain% doesn’t partner with entities posing as customer support agents offering paid assistance via phone or social media. Our customer support is free and available solely through the %domain% website.
17. Contact Us
For questions, comments, or concerns unrelated to this Privacy Policy or our Platform practices, reach us at our listed email address.
10. TRANSACTIONS ON CRYPTOCURRENCY NETWORKS
When you use your %domain% Account to send or receive cryptocurrency, the transaction must be confirmed and recorded in the public ledger associated with the relevant cryptocurrency network (e.g. the Bitcoin network or the Ethereum network). That cryptocurrency network is solely responsible for verifying and confirming any such transactions. %domain% cannot confirm, cancel or reverse transactions on a cryptocurrency network, other than confirming to you that the network has completed the transaction.
Once submitted to a cryptocurrency network, a transaction will be unconfirmed for a period of time pending sufficient confirmation of the transaction by the network. A transaction is not complete while it is in a pending state. Funds associated with transactions that are in a pending state will be designated accordingly, and will not be included in your %domain% Wallet balance or be available to you to conduct transactions;
When you send cryptocurrency from your %domain% Account, you are authorising us to submit your transaction request to the relevant cryptocurrency network. Once a transaction request has been submitted to the relevant cryptocurrency network, the network will automatically complete or reject the request and neither you or %domain% will be able to cancel or otherwise modify your transaction.
Cryptocurrency networks are operated by decentralised networks of independent third parties. They are not owned, controlled or operated by %domain% so we cannot ensure that any transaction details you submit will be confirmed by the relevant cryptocurrency network. You agree that any transaction details you submit may not be completed, or may be substantially delayed, by the cryptocurrency network used to process the transaction.
SITE, YOU ACCEPT AND AGREE THAT:
%domain% is not responsible for the operation of any cryptocurrency network’s underlying software protocols and makes no guarantee as to their availability, security, or functionality;
the underlying software protocols are subject to sudden changes in operating rules (known as “forks”), and that such forks may materially affect the value, function, and/or name of any cryptocurrency you store in your %domain% Account. Should a fork occur, %domain% may, with or without notice to you, temporarily suspend our operations and, in our sole discretion, decide whether or not to support either branch of the forked protocol entirely;
in the event %domain% decides not to support a branch of a forked protocol, you will not be given access to the assets on that fork. Those assets will be securely held by %domain% and we will not buy or sell them.
Your use of the %domain% Site is subject to international export controls and economic sanctions requirements. By undertaking any activity on the %domain% Site or through your %domain% Account, including but not limited to sending, receiving, buying, selling, storing or trading any cryptocurrency, you agree that you will at all times comply with those requirements. In particular, and without any
you are in or under the control of, or resident of, any country subject to United States embargo, UN sanctions, the HM Treasury financial sanctions regime, or if you are on the U.S. Treasury Department's Specially Designated Nationals List or the U.S. Commerce Department's Denied Persons List, Unverified List, Entity List, or HM Treasury's financial sanctions regime;
you intend to supply any acquired or stored cryptocurrency, or transact with people or businesses operating in any country subject to United States embargo or HM Treasury's financial sanctions regime, or to a person on the Specially Designated Nationals List, Denied Persons List, Unverified List, Entity List, or HM Treasury's financial sanctions regime.
Order to counteract the legalization (laundering) of proceeds from crime, financing of terrorism, as well as the exclusion of risks of user-s who are located in geographical areas with unregulated legislation in the field of cryptocurrencies, the user who is registered less than 3 (three) months on exchange, when balance replenishment, will have to make an insurance payment is 0.1-0.5(depending on the country of residence) BTC (or the same value in other currencies) to the exchange account. Amount will be returned without the commission of the site if no violations will be detected within 14 days.
User who is a citizen of the Russian Federation agrees that due to the aggressive policy of this State and the imposition of appropriate international sanctions on it and the Russian Federation's ranking as a high-risk country for illegal financial transactions, he will have to make an insurance contribution to the account provided by the exchange. The same rule is introduced for User-s from another high-risked countries for illegal financial transactions.
To increase your account level to premium, you must make a corresponding deposit required by the system.
LET’S LOOK AT SOME BENEFITS OF AN VIP TRADING ACCOUNT:
Personal Account Manager. One of the most important VIP benefits, is certainly the client’s exposure to better profitability rates. Higher profitability percentages definitely increase a trader’s chances of being a successful and profitable trader. Option VIP clients have access to personal account managers who are ready to assist them where necessary. These account managers are market professionals who are trained to guide VIP clients in using analytical tools and methods to increase their profitability. Whether you’ve been trading for 5 days or 5 decades, there is always something new to learn about the financial markets! Personal account managers are available to assist VIP clients 24 hours a day, 5 days a week.
Fast Processing of Withdrawal Requests. An IQ Option VIP withdrawal is usually processed within one business day! Pretty impressive, isn’t it? VIP clients can also contact their personal account managers to speed up the withdrawal process if necessary.
VIP chatroom VIP members get 5-10 signals each day! These signals mirror the same trades our pros are makings with details about which coins to buy, where the ideal entries should be, and where the targets are to exit great profits! VIP Members get EVEN MORE, with inside info, daily market analysis, and access to personal coaching on their trades around the clock. JOIN VIP TODAY to access all of this, PLUS the Exclusive chatroom for %domain% Family members! The %domain% Team and VIP members are here to help and share with each other. Join the %domain% Family Chat to enjoy one of the best crypto communities on the planet.
PREMIUM ACCOUNT: To increase your account level to premium, you must make a corresponding deposit to our platform, required by the system. Users with balance more then 0.15 BTC must activate premium status.
To maintain your VIP Status or to reach a higher VIP level you must transact a certain amount to merchants or to buy or sell Crypto within the quarter.
You may close your %domain% Account by submitting a closure request via the Help Centre. %domain% will action such requests once (i) the sum of all Local Currency and cryptocurrency balances in your %domain% Wallet(s) is below the Minimum Closure Amount; and (ii) no transactions have taken place in your %domain% Account for a period of at least 30 days. Such requirements are designed to protect you from loss and %domain% will not action a closure request until they are satisfied.
YOU ACCEPT AND ACKNOWLEDGE THAT, ONCE YOUR %domain% ACCOUNT IS CLOSED:
you will have no further access to it;
%domain% will be under no obligation to notify you of, or provide to you, any cryptocurrency sent to any receive address associated with your %domain% Account;
%domain% reserves the right (but has no obligation) to delete all of your information and account data stored on our servers, and also reserves the right to retain any information that is required for legal or operational reasons;
If at the date of closure of your account any Local Currency or cryptocurrency remains in your %domain% Wallet(s) (i.e. funds amounting to less than the Minimum Closure Amount), you accept and agree that %domain% shall retain such funds and that you shall have no further claim to them. The Minimum Closure Amount shall be USD10.00 or the equivalent in your Local Currency. You accept and agree that %domain% shall not be liable to you or any third party in relation to the closure of your %domain% Account, the termination of access to your %domain% Account, or for the deletion of your information or %domain% Account data.
14. RESTRICTION, SUSPENSION AND TERMINATION
We reasonably suspect your %domain% Account to be the subject of an operational or other error, in which case we may be required to suspend access to your account until such time as the error is rectified;
we reasonably suspect your %domain% Account has been or is being used in relation to any unlawful, fraudulent or Prohibited Activity, or in breach of these Terms;
we reasonably suspect you or your %domain% Account is or has been associated with, or poses a high risk of, money laundering, financing of terrorism, fraud, or any other financial crime;
we reasonably suspect you of taking any action that %domain% considers to be a circumvention of %domain%'S controls, including but not limited to opening multiple %domain% Accounts;
we reasonably suspect your involvement in any attempt to gain unauthorised access to any %domain% Account;
your %domain% Account is or appears to be the subject of any legal, regulatory or government process and/or we, in our sole discretion, consider there to be a heightened risk of legal or regulatory non-compliance associated with your %domain% Account;
we are compelled to do so by a prima facie valid subpoena, court order, or other binding order of a government or regulatory authority;
your name appears on a government or international body sanctions list.
%domain% will make all reasonable efforts to provide you with notice of any decision to restrict, suspend or terminate your %domain% Account, unless we are prevented from doing so by any legal or regulatory process or requirement, or where doing so may compromise %domain%’s security and/or risk management procedures. You accept and agree that %domain% is under no obligation to disclose to you the fact of or reason for any decision to restrict, suspend or terminate your %domain% Account, and shall have no liability to you in connection with the restriction, suspension or termination of your %domain% Account.
Account termination. Where %domain% elects to terminate your %domain% Account in accordance with the above, we shall (except where legally obligated not to) return your available cryptocurrency and/or Local Currency balances to you pursuant to the procedure set out below: Cryptocurrency. If you have an available balance of Supported Cryptocurrency in your %domain% Account above the Minimum Threshold, we will liquidate the cryptocurrency and deposit the value realised from the liquidation into your Local Currency wallet. The Minimum Threshold is USD10.00, or its equivalent in any applicable Supported Cryptocurrency calculated on the day on which the liquidation is performed. We will not send your Supported Cryptocurrency to an alternative cryptocurrency wallet address. Any risk of a negative exchange rate fluctuation shall rest with you and you shall have no claim against %domain% for any losses you may suffer as a result of the liquidation of your available balance of Supported Cryptocurrency.
YOU MUST NOT USE YOUR %domain% ACCOUNT TO UNDERTAKE ANY OF THE ACTIVITIES OR CATEGORIES OF ACTIVITY SET OUT IN THIS SECTION (EACH A “PROHIBITED ACTIVITY”):
violation of any laws, statutes, ordinance or regulations;
undertaking, facilitating or supporting criminal activity of any kind, including but not limited to, money laundering, terrorist financing, illegal gambling operations or malicious hacking;
abusive activity, including but not limited to:
imposing an unreasonable or disproportionately large load on %domain%’s infrastructure, or otherwise taking any action that may negatively affect the performance of the %domain% Site or %domain%’s reputation;
attempting to gain unauthorised access to the %domain% Site or any %domain% Account;
transmitting or uploading any material to the %domain% Site that contains viruses, Trojan horses, worms, or any other harmful programmes;
transferring your %domain% Account access or rights to your %domain% Account to a third party, unless as required by law or with %domain%’s prior consent;
paying in to or otherwise supporting pyramid schemes, Ponzi schemes, matrix programmes, “get rich quick” schemes, multi-level marketing programmes or high-yield investment programmes;
fraudulent activity, including but not limited to taking any actions that defraud %domain% or a %domain% customer, or the provision of any false, inaccurate, or misleading information to %domain%;
transactions involving items that may help facilitate or enable illegal activity; promote or facilitate hate, violence or racial intolerance; are considered obscene; or may be stolen goods or the proceeds of crime;
transactions involving TOR markets, online gambling sites or mixers;
sale or purchase of narcotics or controlled substances;
intellectual property infringement.
By opening a %domain% Account, you confirm that you will not use your account to undertake any of the above-listed Prohibited Activities or any similar or related activity.Activities subject to the prior written approval of %domain%. Unless you have obtained the prior written approval of %domain%, you accept and agree that you will not use your %domain% Account to conduct or operate any of the following business activities or categories of activity:
money services, including but not limited to money or cryptocurrency transmission, currency or cryptocurrency exchange or dealing, payment service providers, e-money or any other financial services business;
charitable or religious / spiritual organisations;
consumer lending services, including but not limited to secured and unsecured loans, cash advances, payday lending;
investment funds, asset management, or brokerage services.
We reserve the right to restrict, suspend or terminate your %domain% Account if we suspect, in our sole discretion, that you are using, or have used, your %domain% Account in association with any of the activities listed above, or any similar or related activity, without having obtained the prior written approval of %domain%.
The %domain% Site, your %domain% Account and any related products or services are offered on a strictly “as-is” and “where-available” basis and %domain% expressly disclaims, and you waive, all warranties of any kind, whether express or implied. Without limiting the generality of the foregoing, the %domain% Site, your %domain% Account, and any related products or services are offered without any warranty as to merchantability or fitness for any particular purpose.
Some jurisdictions do not allow the disclaimer of implied terms in consumer contracts, so some or all of the disclaimers in this section may not apply to you.
In no event shall %domain%, its operating entities or any other affiliates (including their respective directors, members, employees or agents) be liable to you for any direct, indirect, special, consequential, exemplary or punitive damages or any other damages of any kind, including but not limited to loss of profit, loss of revenue, loss of business, loss of opportunity, loss of data, whether in contract, tort or otherwise, arising out of or in any way connected with your use of, inability to use, or unavailability of the %domain% Site and/or your %domain% Account, including without limitation any damages caused by or resulting from any reliance upon any information received from %domain%, or that result from mistakes, omissions, interruptions, deletion of files or email, errors, defects, viruses, delays in operation or transmission or any failure of performance, whether or not resulting from a force majeure event, communications failure, theft, destruction or unauthorised access to %domain%’s records, programmes or services.
In no event will any liability of %domain%, its operating entities or any other affiliates (including their respective directors, members, employees or agents) arising in relation to your use of the %domain% Site or your %domain% Account, exceed (in aggregate) the fees earned by %domain% in connection with your use of your %domain% Account in the six month period immediately preceding the event giving rise to the claim for liability.
The above limitations of liability shall apply to the fullest extent permitted by law in the applicable jurisdiction. Because some jurisdictions do not allow the exclusion of certain warranties or the limitation or exclusion of liability for incidental or consequential damages, some of the limitations in this section may not apply to you.
You and we agree to notify the other party in writing of any claim or dispute that arises in relation to the %domain% Site, your %domain% Account or these Terms, within 30 days of such claim or dispute arising. You and we further agree to attempt informal resolution of any Dispute prior to bringing a claim in any court or other body.
Governing law and jurisdiction. This agreement shall be governed by and construed in accordance with Malta law, subject to any local mandatory rights you may have. You and we agree to submit all disputes, claims or controversies (including non-contractual Disputes, claims or controversies) arising out of or in connection with these Terms, or the breach, termination, enforcement or interpretation thereof (together, Disputes), to the non-exclusive jurisdiction of the courts of Malta.
Class or representative action waiver. To the maximum extent permissible by law, you and %domain% each agree that each may bring any Dispute against the other only in your or its individual capacity, and you and it waive any right to commence or participate in any class action or other representative action or proceeding against the other. Further, where permissible by law, unless both you and %domain% agree otherwise, no court may consolidate any other person’s claim(s) with your Dispute, and may not otherwise preside over any form of representative or class proceeding.
For the avoidance of doubt, if this Class or representative action waiver is found by any court of competent jurisdiction to be invalid, void or unenforceable, the remainder of this Disputes clause shall remain valid and enforceable.
If for any reason Payward is holding Funds in your %domain% Account on your behalf, and Payward is unable to return your Funds to your designated External Account after a period of inactivity, then Payward may report and remit such Funds in accordance with applicable state unclaimed property laws.
Withdrawal of funds is carried out from the cryptocurrency wallets of our exchange to other cryptocurrency wallets, which are not part of our exchange and are in operation of other payment systems after the procedures of confirming the ownership of the corresponding cryptocurrency wallet from the corresponding user About the right of ownership and synchronization of our exchange with the cryptocurrency wallet to which the User wants to withdraw funds.
Insurance deposits apply to funds received as a result of various promotions. Promotional offers/Promo program/Promo codes/Bonus program. Such a user is obliged to make a security deposit, depending on the level of his account, as well as the country of residence of the client, since some countries prohibit the use of cryptocurrencies.
You agree to defend, indemnify and hold harmless Payward (and each of our officers, directors, members, employees, agents and affiliates) from any claim, demand, action, damage, loss, cost or expense, including without limitation reasonable attorneysʼ fees, arising out or relating to (a) your use of, or conduct in connection with, our Services; (b) any Feedback you provide; (c) your violation of these Terms; or (d) your violation of any rights of any other person or entity. If you are obligated to indemnify us, we will have the right, in our sole discretion, to control any action or proceeding (at our expense) and determine whether we wish to settle it. Miscellaneous Entire Agreement; Order of Precedence. These Terms contain the entire agreement, and supersede all prior and contemporaneous understandings between the parties regarding the Services. These Terms do not alter the terms or conditions of any other electronic or written agreement you may have with Payward for the Services or for any other Payward product or service or otherwise. In the event of any conflict between these Terms and any other agreement you may have with Payward, the terms of that other agreement will control only if these Terms are specifically identified and declared to be overridden by such other agreement. Amendment. We reserve the right to make changes or modifications to these Terms from time to time, in our sole discretion. If we make changes to these Terms, we will provide you with notice of such changes, such as by sending an email, providing notice on the homepage of the Site and/or by posting the amended Terms via the applicable Payward websites and mobile applications and updating the "Last Updated" date at the top of these Terms. The amended Terms will be deemed effective immediately upon posting for any new users of the Services. In all other cases, the amended Terms will become effective for preexisting users upon the earlier of either: (i) the date users click or press a button to accept such changes, or (ii) continued use of our Services 30 days after Payward provides notice of such changes. Any amended Terms will apply prospectively to use of the Services after such changes become effective. If you do not agree to any amended Terms, you must discontinue using our Services and contact us to terminate your account. Waiver. Our failure or delay in exercising any right, power or privilege under these Terms shall not operate as a waiver thereof. Severability. The invalidity or unenforceability of any of these Terms shall not affect the validity or enforceability of any other of these Terms, all of which shall remain in full force and effect. Force Majeure Events. Payward shall not be liable for (1) any inaccuracy, error, delay in, or omission of (i) any information, or (ii) the transmission or delivery of information; (2) any loss or damage arising from any event beyond Payward's reasonable control, including but not limited to flood, extraordinary weather conditions, earthquake, or other act of God, fire, war, insurrection, riot, labor dispute, accident, action of government, communications, power failure, or equipment or software malfunction or any other cause beyond Payward's reasonable control (each, a "Force Majeure Event"). Assignment. You may not assign or transfer any of your rights or obligations under these Terms without prior written consent from Payward, including by operation of law or in connection with any change of control. Payward may assign or transfer any or all of its rights under these Terms, in whole or in part, without obtaining your consent or approval. Headings. Headings of sections are for convenience only and shall not be used to limit or construe such sections.
Our service is the statement of a new standard in the cryptocurrency industry. Cryptocurrency exchange %domain% was founded in 2017 by a prominent financial and Blockchain-technology specialist, Stefan Feldmann. Feldmann is a Swiss financial strategist and tycoon, held top positions at investment corporation UBS Group AG for many years. Stefan's hard mental labor at UBS made him an expert in asset management and portfolio diversification, while his vast 17 years of experience brought knowledge of financial analytics and security.<br /><br /><br /><h2> The concept of partnerships</h2>With a huge passion for achieving excellence and sharing Feldmann's vision, Thomas Blake, a financial whale with a background in stock market trading and an expert in cybersecurity, and Elizabeth Davis, a skillful marketer with a background at Western Union, joined the project with a wealth of experience in financial technology. .<br /><br /><br /><h2> The main idea and immediate mission of the company</h2>%domain% is dedicated to setting a new standard in the cryptocurrency industry by providing the highest level of security, transparency and convenience to its users. We aim to ensure that every investor can safely participate in the digital future by utilizing our cutting-edge cryptocurrency trading and exchange platform.<br /><br />Since 2017, %domain% has successfully served over 360,000 active users with more than 30,000 successful transactions every day. The company pays special attention to security, using the basic principles of decentralization, advanced cloud technology and unique encryption.
• The beginning of the "journey"<br /><br /> - The ambitious cryptocurrency exchange started its development in 2017 under the leadership of a prominent Blockchain technology expert, Stefan Feldmann. Stefan and his friends were looking for a safe platform to trade cryptocurrency, but at that time there were no fully decentralized crypto exchanges. That's when the idea was born to turn the market upside down by creating a unique project - %domain%.<br /><br />•
September 2017 (September 2017)
• A Gathering of Dreamers<br /><br /> - Under the leadership of Stefan Feldmann, an experienced financial strategist and former employee of UBS Group AG, %domain% gathers a team of dreamers and experts. This team includes Thomas Blake, an experienced trader and cybersecurity expert, and Elizabeth Davis, a seasoned marketer with extensive experience in financial technology.
• A new standard<br /><br /> - %domain% is making a strong start on its progress to set a new standard in the world of cryptocurrencies. Best programmers from Microsoft together with former Coinbase coders start working on organizing a sophisticated exchange decentralization system. Transparency, security and convenience become the key values that define the platform.
• Trust and growth<br /><br /> - %domain% is gaining trust with each passing day. By 2019, the exchange successfully serves around 100 thousand users, reaching the global market.
• Integration of new security systems<br /><br /> - %domain% considers the security of its users a top priority. Since April 2020, we have been using advanced cloud technology and unique encryption to protect user funds and data. Our decentralized structure ensures maximum security.
• The path to innovation - expanding our workforce<br /><br /> - %domain% continues its "journey" towards excellence and innovation in the world of cryptocurrencies. We are committed to ensuring that every investor can safely participate in the digital future by utilizing our cutting-edge cryptocurrency trading and exchange platform. As of March 13, 2022, %domain% has over 1,000 employees, with about 700 of them working to improve the security of the platform.
%domain% Financial Company and its affiliates (hereinafter, '%domain% Financial Company', '%domain%', 'we', 'us' or 'our') are committed to protecting and respecting your privacy. This Privacy Policy (together with our Terms of Use) governs our collection, processing and use of your Personal Information. We define 'Personal Information' as information which identifies you personally, e.g. your name, address, e-mail address, trades etc.
%domain% Australia’s largest fully regulated and licensed AML/CTF compliant AUSTRAC registered Dual Gateway Exchange Platform. Buy, sell, send, receive and trade cryptocurrencies.
3. The types of Personal Information which we collect may include:
We will process your Personal Information only for the purpose(s) of providing to you the service(s) that you ask us to provide you and to satisfy the legal obligations stemming from regulatory obligations that arise from providing you the service(s)
We may collect information about your computer, including where available your IP address, operating system and browser type, for system administration and to report aggregate information to our advertisers. This is statistical data about our users' browsing actions and patterns and will not be used to identify any individual unless that same individual.
We use a browser feature known as a 'cookie', which assigns a unique identification to your computer. Cookies are typically stored on your computer's hard drive. Information collected from cookies is used by us to evaluate the effectiveness of our Site, analyze trends, and administer the Platform. The information collected from cookies allows us to determine such things as which parts of our Site are most visited and difficulties our visitors may experience in accessing our Site. With this knowledge, we can improve the quality of your experience on the Platform by recognizing and delivering more of the most desired features and information, as well as by resolving access difficulties. We also use cookies and/or a technology known as web bugs or clear gifs, which are typically stored in emails to help us confirm your receipt of, and response to, our emails and to provide you with a more personalized experience when using our Site. We use third party service provider(s), to assist us in better understanding the use of our Site. Our service provider(s) will place cookies on the hard drive of your computer and will receive information that we select that will educate us on such things as how visitors navigate around our site, what products are browsed, and general Transaction information. Our service provider(s) analyses this information and provides us with aggregate reports. The information and analysis provided by our service provider(s) will be used to assist us in better understanding our visitors' interests in our Site and how to better serve those interests. The information collected by our service provider(s) may be linked to and combined with information that we collect about you while you are using the Platform. Our service provider(s) is/are contractually restricted from using information they receive from our Site other than to assist us. By using our Site you are agreeing that we may use cookies for the purposes set out above. The company will keep records of all transfers of Personal Information to third parties and this information, where possible, can be provided to you.
6. Disclosure of Personal Information
We use the Personal Information for the purposes indicated at the time you provide us with such information, and/or otherwise for the purposes set out in this Privacy Policy and/or as otherwise permitted by law. We may make available the Personal Information that you provide to us to our affiliates, agents, representatives, trusted service providers and contractors for these limited purposes upon your express consent or for and during the provision of the service that you would have requested. We may also share Users’ Personal Information with financial institutions, insurance companies or other companies in the case of a merger, divestiture, or other corporate re-organisation and notify you of such sharing of your information to be able to exercise any of your rights where applicable. We may also share Users' Personal Information with law enforcement or regulatory agencies, as may be required by law. We may not be able to inform you of such sharing of data due to legal restrictions. Any third party which receives or has access to Personal Information shall be required by us to protect such Personal Information and to use it only to carry out the services they are performing for you or for %domain%, unless otherwise required or permitted by law. Such a third party, except for regulatory authorities, would be contractually bound to adhere to the same security and confidentiality policies as %domain% and assume the same responsibilities as %domain%. The legitimate exercise of any of your rights with %domain% will also be notified to be applied by any such third parties having been given access to your Personal Information. We will ensure that any such third party is aware of our obligations under this Privacy Policy and we will enter into contracts with such third parties by which they are bound by terms no less protective of any Personal Information disclosed to them than the obligations we undertake to you under this Privacy Policy or which are imposed on us under applicable data protection laws.
You have the right to access your Personal Information and to require the correction, updating and blocking of inaccurate and/or incorrect data by sending an email to us at e-mail mentioned on the website (out e-mail), you can do these actions in your account profile page yourself (if applicable). Upon your written request at our e-mail, we will inform you of the Personal Information relating to you that we hold and the use and general disclosure of your Personal Information. We will also give you a copy of the Personal Information we have retained. There may be a minimal charge for providing you additional copies of your Personal Information to cover administrative costs. You may also request the deletion or destruction of both the Account and Personal Information by sending an email to our e-mail. %domain% will action your request immediately, except, where this is not consistent with its legal and regulatory obligations.You may also ask us to transfer your Personal Information to another controller of your choice. To ensure the confidentiality, integrity and availability of your information to yourself, we may request you to confirm your identity by providing identification documentation and/or other methods prior to assisting you in exercising any of your rights. іf you refuse to prove your identity, we may decline to take actions in respect of your data, save restricting processing, until we can ensure that such actions are the true wish of the data subject. In the carrying out of our services we may use automated processing and profiling to reduce the risks of fraud, money laundering and abuse of our services. Through this automated processing, we carry out an analysis of your identification, transactional and behavioral patterns. We may not able to provide you with some or all our services if you do not wish this automated processing to be carried out. If you feel that this processing might be detrimental to you, we can provide you with further information about this automated processing by contacting us on our e-mail.
We have implemented technical and organizational security measures to ensure the confidentiality of your Personal Information and to protect your Personal Information from loss, misuse, alteration or destruction. Only authorized personnel of %domain% have access to your Personal Information, and these personnel are required to treat the information as confidential. Where you have consented to, or we are obliged to pass on Personal Information to third parties to provide you with a requested service or in the carrying out of a regulatory or legal obligation, we will request that the same levels of technical and organizational security measure be applied through contractual arrangements, where possible. Technical and organizational security measures in place will, from time to time, be reviewed in line with legal and technical developments. іn the event of a personal data breach or the failure of the measures of protection of such information we will immediately notify you without undue delay.
Here may be links from our Site to other sites and resources provided by third parties. This Privacy Policy applies only to our Site. Accessing those third-party sites or sources requires you to leave our Site. We do not control those third party sites or any of the content contained therein and you agree that we are in no way responsible or liable for any of those third party sites, including, without limitation, their content, policies, failures, promotions, products, services or actions and/or any damages, losses, failures or problems caused by, related to or arising from those sites. We encourage you to review all policies, rules, terms and regulations, including the privacy policies, of each site that you visi
10. Retention of Personal Information
Your information is held within our servers. Access to this information is provided to employees of %domain% whose office may be inside and/or outside of the European Union all our employees adhere to the principles of data security and processes as those within the European Union. We will hold your Personal Information only for as long as it is necessary for the purposes described in this Privacy Policy and our own legal and regulatory requirements. іn accordance with record keeping activities for Anti-Money Laundering, Tax and Company legal obligations, we will retain Accounts and Personal Information for, at least, a period of ten years after a user closes his account with us. Data stored for regulatory purposes only will be protected from unnecessary processing and will be held only for the purpose of being able to provide information or access to relevant authorities.
11. Disposal of Personal Information
Once we do not have any obligation to providing you with a service you requested, nor an obligation to hold Personal Information for regulatory or legal purpose, we will anonymize or dispose of your Personal Information in line with acceptable industry and security standards so that this cannot be subsequently retrieved and associated to you. Where we cannot directly remove such records, such as in archived backups, we will retain a log of which Personal Information should be removed if ever the backup data is restored.
We will ask you for your consent on registration or post-registration, by providing you the ability to check marketing preferences check boxes located within your account profile page to allow us to contact you or use your Personal Information for marketing purposes. You have the right to retract the consent for us to process your Personal Information for marketing purposes. You can exercise your right to prevent such processing by unchecking marketing preferences check boxes on your account profile or by contacting us at any time on our e-mail.
13. Our Data Protection Officer
Our Data Protection Officer is the person in charge of ensuring our company adheres to this privacy policy. This person is also the main contact for our Data Protection Supervisory Authority. The Data Protection Officer may be contacted on separate e-mail dpo@%domain%.com.
14. Data Protection Supervisory Authority
You may contact an appropriate Data Protection Supervisory Authority if you wish to discuss with them any instance where you feel we may not be adhering to the terms within this Privacy Policy or to raise a complaint.
Our Site policies, content, information, promotions, disclosures, disclaimers and features may be revised, modified, updated, and/or supplemented at any time and without prior notice at the sole and absolute discretion of %domain%. If we change this Privacy Policy, will take steps to notify all users by a notice on our Site and will post the amended Privacy Policy on the Site. If we consider that your rights may be affected by any such changes, we will request you to confirm your consideration and acceptance prior to continue our relationship with you.
16. Fraud, Phishing and Email scams disclaimer
Please be notified that %domain% is not in any partnership with entities who represent themselves as customer support agents, providing customer support services via phone and/or social media and promise to help solve your issues for money. Remember - customer support is provided only via the %domain% website and is always provided free of charge.
If you have any questions, comments, or concerns not specifically regarding our Privacy Policy and/or practices as it or they relate to the Platform, please contact us at our email address.