What is the Highest Credit Score

The highest credit score you can get on a widely used scale is 850. For the normal version of the FICO and Vantage Score, the scale ranges from 300 to 850, and lenders generally consider anything more than 720 best credit.
Even if you manage to get the maximum credit score, you are unlikely to do so month after month.

The widely used FICO 8 scoring model and Vintage Score 3.0 are both 300-850 scale. Credit scoring company FICO says that 1% of its scores reach 850. Vintage Score spokesman Jeff Richardson says less than 1 percent of his credit scores are perfect.
Practicing good reputation habits consistently and for a long time is the way people get the best score.

According to FICO, people who get credit score perfection pay on time, use credit lightly, have a long credit history, and rarely open a new account.

As you might expect, older users are more likely to score higher than younger ones.
However lots range since they are a picture within your credit highest credit score profile. Even if you manage to get a high credit score, you are unlikely to keep up month after month.

A good credit score is good enough You do not need a perfect credit score to get the best deals.A credit score regarding 720 and up is generally regarded excellent.

Credit scores are tools to help lenders decide how much you are likely to pay. And you won't get a lower interest rate if you keep 850 instead of 811.

This is great news if you want to join a group of people with high credit, but you don't want to overpower every single point in trying to make a high score possible.Richardson says he would not strongly advise anyone with a score of 800 or higher to open a new account in pursuit of a high credit score, as they are eligible for the best terms already offered.

The FICO says that as of April 2017, 20.7% of its scores were 800 or higher. Sounds like 800 clubs An 800 will not give you the bragging rights that come with the highest credit score, but a good credit score will get you the same terms on loans and credit cards.

FICO says 800 club members share a common view:About 25 years of credit history
Owns less than 500 3,500 on credit cards. Uses only 7% of credit limit.

No late payment on credit reports (ie late payment was made seven years ago).
Is it still possible to get the highest credit score?

If you really want to fight for every possible point, we have some tips that can help:
Pay anytime, anywhere. Keep your credit balance below 10% of your credit limit.
Keep multiple credit accounts, and credit cards with installment loans.

If you have a short credit secrets history, ask to become an authorized customer on an old, established credit card with a flawless payment record and low credit usage.
Only apply for new credentials when you really need to. The odds of ever getting a perfect score are slim. But if you do, enjoy your 850 while it runs. And maybe take photos of her documents. The next time you see it, it won't be there.