SIM cards - What does antifraud see when registering in banks or fraud ?

Hello my little freaks, what can I say? Let me start with the fact that it’s 2024, and just like a year earlier, I receive messages from subscribers about the fact that they don’t give a damn about Google Voice and similar services. And if when working in EU countries as a whole (in most cases), no one really gives a damn about what number you register the bank for and you can use the well-known Hushed, then when working with the same system there are a hell of a lot more of these nuances, precisely for the reason that already For many years, our, so to speak, colleagues (and not only them, but also traffickers, and simply registrars  of varying degrees of salting with different levels of experience), used GV and other voips to register acceptance banks. In short, there’s no point in ranting, let’s move on to the harsh theory.

Well, at the beginning, it’s worth making an amendment that SIM cards are only a small part of successful registration, but sometimes no less important. Different banks pay attention to completely different points - some are interested in the state/area code, others are interested in the presence of the number in the Kyrgyz Republic, technically antifraud providers can even check who the number is registered to if the operator shares this information (but at the moment this practice is more likely exception rather than the rule).

1. Checking the number using credit bureaus/TLO services.

Some banks check information with credit bureaus when you register as a bank. They make a request, the so-called soft inquiry, to check for friezes, quick credit and fraud alerts, during which they also receive data on numbers previously used to provide any financial services to the holder.
To put it simply, complex banks may even require an SMS to the number from the report if it differs from the one specified during registration. I won’t talk about ways to add in the public because I’m a greedy guy, but of course I can give general recommendations. A number added to the bank recently is, as a rule, not a trust number and, on the contrary, can cause fraud, for example, when registering credit cards. and if you like what you are reading please hit a like and subscribe to our hackfreaks official channel. Back on topic. Also, for some offices, the Primary Number is important, which can only be changed through direct contact with the office, and not through inquiry. Well, if you take those banks that require an SMS to a number from the country, then you need to wait quite a long time for it to be reflected during their registration. As for TLO, information from which financial offices request - this is something like bg services, only not for individuals, but for organizations whose activities may require searching for information about people. They provide much more information, but registering to use their services is unrealistic, so to our joy, in some cases they use the same algorithms as well-known bg services, which means you can rely on information from these same bg services.
By the way, some offices see much more than what is written in the bg/ownerr, so sometimes when registering two offices in a row with the same number and number, the second one can only pass by obtaining data from the database used by the antifraud, while we do not We will find this number neither in owner nor in bg.

2. Area codes and states.

In general, everything here is quite logical and there is nothing special to sort out - some banks require a number for the state without adding it to the bank, so it’s especially bad to add to this point - I’ll leave useful links below, you’ll see everything for yourself.

*Wikipedia article with area codes*

3. Room type.

In general, this is exactly the reason why, when registering with Google Voice/pings, it sends you to hell - there are databases in the public domain from which you can get information about the type of number, be it VoIP, landline (home) or wireless (mobile). Most banks declaring VoIP, some also declaring home numbers - you can check this, for example, here . By the way, not all numbers are VoIP on PingMe - the registrars simply change the numbers until the site issues a wireless line.

4. The room is clogged.

In general, I really can’t say that this parameter can actually be tracked and that it directly affects registration. But, in practice, if, for example, your office went into lock-down, then even if you change the full card, you shouldn’t change other banks to it, and in general it’s worth using 1 number with 1 full card, and if you’re fucked, how should you make a withdrawal for the same person - it’s better to change the line, because when re-registering, the old number can cause declines. Or maybe not, in any case, you can check the reputation of the number on ipqualityscore, and even if there is a warning about it, then you should definitely throw it the fuck away.

Small notes that may be useful at work.

• When using numbers from the textverified site and similar sites that use the same provider (by the way, there are really a lot of them and they all have different prices, well, by the way), rentals for multiservice do not accept numbers from some banks - in this case, you can use rentals for a specific the bank is there.
• When working with banks that do not send 2FA to the number at the time of registration, you can indicate the holder’s number, and then add yours to the account/enroll - depending on the bank.

Useful links for information about rooms:

IPQualityScore Phone Number Validation - most information about the number

Phone Validator - landline/wireless/voip + state

Well, something like this. Let me remind you once again that this is not a universal recommendation for working with banks/vcc, but rather a certain set of information that they may request. Even in 2023, there are companies that frankly don’t give a fuck and they even refuse voips (even though there are very few of them), and most of the undeveloped banks don’t give a fuck about staff/cr and so on. To say the least, profits for everyone and easy registrations. HACKFREAKS was with you as always . Peace.