January 30, 2020

5 advise For First Buyers


The process of buying a house is not easy. The regulations and rules that apply to it make it complicated, so it is normal to have doubts about where to start. These tips will help you.

Find out if you qualify

You have to meet some requirements if you are going to buy with a mortgage loan. The first step is to have a pre-qualification that will tell you if you are ready to buy, and how much your purchase should be.

Buy the house that best suits your budget

If you have good credit, earn well and have few debts, you could qualify for a high loan. Do not understand that as you should buy an expensive house. If you have plans to expand your family, you like to travel and you want to have financial stability and good savings, you cannot be at the limit of your debts and that includes your mortgage.

Make the offer when you are sure that is the house you like


Do not buy house on impulse. Sellers will try to sell their house quickly, but you shouldn't let yourself press. It is true that if you do not make the decision on time you could miss an opportunity, but better to take that risk than to make an offer for a house that does not convince you.

Ask before signing the option contract

That is the time to clarify doubts, once signed by all parties, the option contract is considered valid and the business is expected to be completed as established in the contract. If you want to know what would happen to your deposit if the purchase is not made, the contract says so, but you have to read it.

Review all documents before signing

You don't have to be a lawyer to understand the basic aspects of the contract or a real estate agent, but when there are doubts, these are the professionals that will help you. Every contract with the naked eye must say start and end dates, amount of money as a deposit, description of the property and penalties.

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