May 16, 2012

Tricks to meet budgeted monthly expenses

Willshare some tricks that helped me avoid overspending on grocery and entertainment categories in my personal budget.

The first one is accomplished by not taking a cart in supermarkets. I just take as much as I can carry in two hands. This has decreased the average check by almost half.

The second is a rule to have an outdoor, park visits or whatever falls in entertainment category - only once a month. When this rule is followed, it also helps to select a good party, since you think twice before spending a valuable only restaurant visit (ex.) on someone you can skip.

Here is another small one: remember indigenous people of America and don't exchange gold by useless stuff

One more: don't take cash or credit card to a major purchase. When chosen and decided you still have a chance to cancel it when go outside to bring the money

And finally, revisit all recurring expenses regulary: rent, mobile contract, bank fees - all these tend to change. One call can get you in a better position for the next months.

Have a fun