Mortgage loan India is the all-purpose term for a loan secured by a mortgage on real property; the mortgage refers to the legitimate security, but the terms are frequently used interchangeably to refer to the mortgage loan India. Mortgage loans usually refer to a loan secured by residential property, frequently for the purpose of procuring the residence. Mortgage loans might be lower priced than other forms of borrowing as the value of the property decreases risk for the lender. There are several benefits of mortgage loan in India.