Retirement planning: Invest in mutual funds based on their past performance

Bill Gates has analysed that most people overestimate what they can do in one year and underestimate what they can do in 10 years. With the urgency of now, we tend to leave our retirement planning for the last crucial years of life. But retirement is like running a marathon; the investors who take the right steps in the transitional path reach the finish line effortlessly. To secure a decent amount for your retirement, you need to make the right adjustments in the early stages by maintaining a perfect portfolio.

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