Why Aggressive Hybrid Funds Are Perfect for Investors Below 45 Years?
45 is a very crucial age where on one hand you start getting worried about your gray hairs and on the other hand you start counting the financial figures that you have accumulated over the life. After an age of 45, an investor can’t think to take much risk in his investments. If you are below 45, then today is the day my friend where you can take chances in the mutual fund space.
After an age of 18, you get eligible to invest in finance market but the risk appetite starts getting narrowed. A college student can opt to take much risk than an investor in his 30s. But, you need not to worry as Aggressive Hybrid Funds are ready to serve the need of investors falling under different age groups.
Age: 18 to 23- I am a college student free from responsibilities
The golden years of life are the ones spent in college. A college student is generally free from family responsibilities and thus can wish to add a flavour of risk to spice up the returns. Aggressive hybrid funds, that invests minimum of 65% of the corpus in the equities, should be a suitable pick for the college-goers. A student should start the SIP plan in the top performing aggressive hybrid funds to cater good gains through the power of compounding. Moreover, a student has no sufficient knowledge about the mutual fund space, therefore, selecting these funds can help him in rowing the mutual fund storm safely. How about saving your pocket money this month and investing in mutual fund?
Age: 24 to 27- It feels great to get the first salary, but where to invest?
Aggressive hybrid funds is a good pick for the working professionals who are earning and unmarried. Such youngsters are seen looking for the best investment solution to park their surplus cash and these funds are sure to end their search. These amateur investors can park small amount of cash in the top ranked mutual funds through SIP for achieving higher growth on the invested amount. Moreover, it is very hard to leave a bad investment thus, make sure that you plough your money rightly in the best category of mutual funds and what’s better than the hybrid funds.
Age: 27 to 32- I am married and I want to plan my new journey of life well
Let’s agree to the fact that marriage brings along with it a lot of responsibilities. Family planning, increase in expenditure are some of the worries that can sweat your head. But investing in aggressive hybrid funds might disappear your headache. These funds aim to generate superior returns from the market opportunities prevailing in the equity market as well as the debt market. Also, by investing in debt funds they dilute the risk associated with stocks. Thus, this type of mutual fund is a perfect match for the investors under the age of 27 to 32. According to the financial experts, an individual should always increase the SIP amount every year to achieve remarkable growth.
Age: 32 to 45- I am looking forward to generate a good corpus for a prosperous retirement.
This age group is the most important phase of life where an individual has to lay a strong foundation for financial success. Investors of this age group falls under the category of conservative investors who can’t afford to expose their complete corpus towards equities. For such investors, aggressive hybrid funds is the safest place to diversify the cash. By doing so, an investor can achieve stable returns through debt instruments, and superior returns through equities. Also, the past performance of aggressive hybrid funds has been consistent which will surely help in generating a decent corpus to enjoy the second innings of life tension-free.
By now, your mind must have started compelling you to search, “Top Hybrid Funds in India” but let’s just save your time as below is the list of top ranked hybrid funds in Indian mutual fund market.
- ICICI Prudential Equity & Debt Fund
- DSP Equity & Bond Fund
- L&T Hybrid Equity Fund
- Reliance Equity Hybrid Fund
- Mirae Asset Hybrid Equity Fund
Reading so far, you must have known that investing in Aggressive Hybrid Funds is the best investment for the investors under the age of 45. Moreover, the list of top ranked hybrid funds will be a good choice for an investor who want to achieve positive gains in the future.
Aggressive Hybrid Funds invests in a combination of equity and debt instruments which makes it the best mutual fund category for the investors below the age of 45 years.