Can Investing in HDFC Mutual Fund Help Me Achieve My Goals?

The mutual fund industry is one of the fastest growing industries in the world. Every year, billions of dollars are poured into this industry across the globe. In India, there are more than 2500 active schemes available in a wide range to accustom the needs of different investors. However, identifying the best funds from the plethora of options available is a real challenge. Most people do not know which schemes they should buy, which ultimately leads to poor investment decisions.

To avoid any weak points, it is always recommended to go with established names such as HDFC Mutual Fund. This fund house is a household name in India, and has hundreds of options to offer to its clients. Let’s see what all does the fund house hold in its womb to offer.

The Preface

HDFC Mutual Fund is one of the largest fund houses in India. It was founded in 1999, and has since served more than 100, 000 clients. It is committed towards providing unmatched investment solutions to the investors, laced with high performance features. The parent organisation of the fund house is Housing Development Finance Corporation, better known as HDFC, and is headquartered in Mumbai.

The Investment Philosophy

Profit for the Investors
Creating value and achieving capital appreciation is the primary objective of HDFC MF. The AMC works for the betterment of the investor community, by identifying the best sources of wealth creation and applying the invested capital for long-term. The target areas are selected on the basis of a tight scrutiny, where the likely profitability is analysed and only then an investment is initiated.
Research & Analysis
The market is an ever-changing place. And to ensure that the investments plough maximum yield, constant change is imperative. HDFC Mutual Funds has its own research and development team which is constantly working on designing advanced products accustomed to the market changes. There is a constant monitoring of the schemes by the fund managers, who are vested with the task of taking corrective actions, whenever required, and keep the schemes functional under all market conditions.
Controlled Risk Exposure
For an investment to be fruitful, it is essential that it is not exposed to unusually high degrees of risks. If the risk factor is not properly handled, your investments can get hurt and the wealth creation process will be put on hold. To avoid such a scenario, the fund managers of HDFC Mutual Funds in India constantly modify the internal construction of the portfolio, so that the funds never succumb to the high risks and keep reaping high returns from the market.

The Types of Products Available

The population of mutual fund investors is very diverse. Investors can be aggressive and conservative, which makes it even more important to release schemes in a diverse range. In order to cater to the discrete needs of the investors, HDFC Mutual Fund provides schemes in a very diverse range. Let’s take a look at the variety of options available at this fund house: -

Equity – These funds are the favourite choice of aggressive investors. They are known for their aggressive persona and the quality of reaping high returns from the market. A top-performing equity fund can give out results as high as 35%, and thus, accelerate the wealth creation process.
Debt – For those who do not like aggressive investing, debt funds are the perfect choice. They are more mature than equity funds and carry a lower risk quotient. The underlying portfolio is usually built with short-term, low risk debt options that are perfect for short to medium range investments.
Hybrid Funds – If you can’t really figure out which kind of investor you are, then hybrid funds shall be your first choice. These funds are a blend of equity and debt instruments, which makes the investment both aggressive and defensive at the same time. There will be good earnings from these funds, without heavy exposure to risks.

Thus, the above write-up makes it clear that investing in HDFC Mutual Fund is a perfect way to make goal-oriented investments. Sink in yourself a bit and find out which kind of funds will suit you. Happy investing!

Read this article to get a first-hand information on HDFC MF.