How relatives force you to buy unnecessary things

In the title, the word “relatives” was chosen for a reason. Not the environment, but relatives. Because they influence us as much as possible. Our solutions. So it was with me. I will tell you how I got rid of this.

You have to control your time and that means saying "No". You can't let others define your life. - Warren Buffett (c)

Typical family dialogue:

- Let's buy a TV?

- What for? We also have a TV in a small room.

- Well, how ?! There will be one more in the big one. Suddenly the guests will come.

- Good.

Of course, in such a situation, you need to say a firm no. Nobody wants a second, let alone a third TV. What for?! For guests? Guests come to watch TV or something. Of course not. They come to communicate. The TV is a pump that sucks your time. And many take a TV on credit. Then this pump still sucks money.

Ask, what does the family have to do with it, did you agree to the purchase yourself? Yes, I agree. But if we talk specifically about me, then I do not have any thoughts to buy something just like that. More precisely, they stopped appearing about five years ago. What changed? I just realized that society, marketing and loved ones incline us to excessive consumption. We buy things that are not what I do not need specifically, no one needs them. Then you can't sell them to anyone! Some kind of meat grinders, food processors, juicers, telephones. Why all this?

Recent conversation with my friend in the car:

- I want to buy a meat grinder

- Why do you need it?

- Well, how? Meat to do. Well, in general, it's a harvester. I will do all sorts of things

- And how much does it cost?

- 20 thousand

I perfectly understand and know that he does not like to cook and does not know how. Brewing scrambled eggs and preshirak is the limit of the art of cooking. The wife is constantly working. He knows how to cook, but does not like and does not have time. Nobody else lives in the house. The kitchen is small. Now the question. Why a meat grinder? It is clear that there is no need to look for an answer. He's gone.

Now let's imagine that they invested this money at 10% per annum, well, let's say, in the S & P500 (yield is about 10% per year). 20 thousand would turn into 53 thousand, plus or minus expenses on commissions, etc. Well, I deviated a little from the topic.

There are a lot of such examples. I think everyone. You can just walk around the apartment and realize that 50% of things are unnecessary. At all.

If you buy things that you do not need, then soon you will have to sell the things that you need. - Warren Buffett (c)

I solved the problems with unnecessary things a long time ago. This is Ebay. With future unnecessary things too. As soon as my girl gets the idea to buy something, she hears the word no. She is used to it and knows that it is not necessary for her. I talk to her about this, but she is still a girl and is subject to marketing and stereotypes of relatives. Over time, she began to understand everything.

If the thought of buying comes up in your head, analyze and weigh the pros and cons. Ask yourself questions:

• Do you need this thing?
• Will you use it?
• Can you do without her?
• Can you find a cheaper alternative?
• Or maybe you can rent it? For example, a bicycle, skates, rollerblades, and even a car.
• We will talk about this later. Topic for a separate article.

Sometimes we don't want to buy something. They do it for us.

Yours, Stockpickr!

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