When the parties sign the contract, an early repayment clause is agreed upon. The bank may impose a ban for 6 months. If the citizen does not agree, then the employees of the credit institution may refuse to grant a loan or raise the interest rate. If nothing is written about this condition in the document, then the debtor can make an early repayment at any time after three months personal loans interest rates. Just need to warn the financial company in two weeks about this fact.